Sending Money Abroad? Three Things to Know Before You Do

October 11, 2024

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Are you looking to move money from one country to another? Before making your international money transfer, look at our three tips below to find out more about how to secure a great exchange rate (or even lock one in for up to a year), timing your transfers, and why different institutions offer different pricing.  

Get the Timing Right for your Overseas Currency Transfer

Exchange rates move all day every day. It could be that economic data, interest rates, or politics are playing into the value of your currency pair, so timing your transfer is essential. How do you know when it’s a good time to make your currency transfer? Speaking to a currency broker is an excellent way to get the guidance of foreign exchange specialists who watch the market all day. We consider market conditions and upcoming events, and can help you choose opportune times to trade, in line with your needs and timescales. 

Do your Research – Exchange Rates Aren’t All Equal 

You might check your exchange rate at exactly the same time from different providers—like banks, airport kiosks, or currency brokers—and find they’re all different. But why is that? Different institutions charge different amounts for the currency transfer service, and take a profit known as a spread. That’s the difference between the amount they buy the currency for, and the amount you pay for it and it can vary significantly.

A few digits difference may not seem like a lot, but when you’re making a larger money transfer or regular payments, it soon adds up.

At Evolve Currency Management, we’re specialists in foreign exchange, and we’re dedicated to helping our clients make quick and easy money transfers. We offer super competitive rates when you use us to make your overseas payments, and the guidance you need to navigate the market effectively—reach out to us today to find out more.

Lock In an Exchange Rate for When you Need it

Is the rate in your favor, but you’re not quite ready to make your trade? Utilizing a Forward Contract, we can help you secure a rate now that you can use up to a year into the future. This means you’ve got absolute certainty on how much your currency transfer will cost you, when the time comes. 

Reach out to us if you’d like to learn more about locking in an exchange rate. 


Interest Rates

Whether you’re moving your money now or need currency for the future, it’s never too early to reach out to us. We can help you plan ahead, lock in a great rate, or set up regular overseas payments. Reach out to our team for a no-obligation quote and market guidance. You can read more about why exchange rates move, in our blog here. 

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